You may have relocated to Singapore on an Employment Pass, EntrePass or as a PR, and hold insurance, savings and investments, some arranged here, some from before you arrived. What is often unclear is how they fit together under Singapore's healthcare, protection and tax landscape.

My role is to help organise those moving parts into a clearer planning conversation, including what changes now that you are based here, and what should stay portable if you move on.

After my father passed away, my family began looking more closely at our financial arrangements. Reviewing my own policies showed me that owning policies and understanding how they work together are different things.

I started as a Financial Consultant in February 2026. I bring a structured learning discipline and a systems-and-risk perspective from my earlier work at sea and in technology.

Before finance, I spent two years on commercial container ships and a year at GovTech. I didn't know yet that this is where I'd land, but each step left me better equipped for it.

That experience shaped a structured approach: clarify the situation, identify priorities, review existing resources and consider the longer horizon.

A background in risk and systems shapes everything about how I work.

I call this stewardship. The “tsw” in my name is also my initials, Tan Shi Wei. The framework starts with foundations, then considers accumulation and important arrangements. It is a way to organise the conversation, not a diagnosis or recommendation.

I am a Financial Consultant representing Prudential Assurance Company Singapore. My approach is shaped by my earlier work at sea and in technology.

We first clarify your circumstances, existing resources and priorities. Any recommendation requires a separate documented review.